| 60% |
3.09% |
£1,200 |
Free valuation† for
remortgages
£250 cashback
|
| 65% |
3.19% |
£1,200 |
| 75% |
3.29% |
£1,200 |
| 80% |
4.09% |
£1,200 |
| 60% |
3.49% |
£250 |
Free valuation† for
remortgages
£250 cashback
|
| 65% |
3.59% |
£250 |
| 75% |
3.69% |
£250 |
| 80% |
4.49% |
£250 |
| 60% |
4.09% |
£1,200 |
Free valuation† for
remortgages
£250 cashback
|
| 65% |
4.19% |
£1,200 |
| 70% |
4.29% |
£1,200 |
| 75% |
4.69% |
£1,200 |
| 80% |
4.89% |
£1,200 |
| 60% |
4.29% |
£250 |
Free valuation† for
remortgages
£250 cashback
|
| 65% |
4.39% |
£250 |
| 70% |
4.49% |
£250 |
| 75% |
4.89% |
£250 |
| 80% |
5.09% |
£250 |
| 60% |
2.29% (BBR + 1.79%) |
£1,200 |
Free valuation† for
remortgages
£250 cashback
|
| 65% |
2.39% (BBR + 1.89%) |
£1,200 |
| 70% |
2.49% (BBR + 1.99%) |
£1,200 |
| 75% |
2.69% (BBR + 2.19%) |
£1,200 |
| 80% |
3.49% (BBR + 2.99%) |
£1,200 |
| 60% |
2.69% (BBR + 2.19%) |
£250 |
Free valuation† for
remortgages
£250 cashback
|
| 65% |
2.79% (BBR + 2.29%) |
£250 |
| 70% |
2.89% (BBR + 2.39%) |
£250 |
| 75% |
3.09% (BBR + 2.59%) |
£250 |
| 80% |
3.89% (BBR + 3.39%) |
£250 |
† One free valuation accepted
per application, per customer
Mainstream fixed product full
details
Additional information
Available to employed and self-employed applicants
Available to first time buyers
All products are portable
Arrangement fee can be added to the loan
Remortgage maximum LTV's:
|
Remortgage type |
Maximum LTV |
| Home improvements |
85% |
| £ for £ |
85% |
| Capital
raising |
75% |
| Debt consolidation |
75% |
Early repayment charges (ERC)
| 2 year fixed |
3% of the amount redeemed until 31 October 2012
2% of the amount redeemed until 31 October 2013
|
| 4 year fixed |
4% of the amount redeemed until 31 October 2013
3% of the amount redeemed until 31 October 2014
2% of the amount redeemed until 31 October 2015
|
Loan details
| |
Minimum loan amount |
Maximum loan amount |
Minimum term |
Maximum term |
| Purchase and remortgage |
£25,001 |
£1,000,000 up to 60% LTV
£750,000 up to 70% LTV
£500,000 up to 85% LTV
|
5 years |
40 years** |
**Subject to maximum age criteria. If the term of the mortgage
goes beyond the projected retirement age as declared by the
applicant, Platform will decline the application or exclude this
income for joint applications.
Minimum/maximum age
Minimum age is 18 at application.
Maximum age is 75 at the end of the term.
Fees
Introducer fee
| 2 year fixed |
0.35% |
| 4 year fixed |
0.35% |
|
Property valuation |
Valuation fee |
Additional home buyer fee |
| AVM |
£20 |
N/A |
| Up to
£75,000 |
£105 |
£220 |
| £75,001 to
£100,000 |
£115 |
£220 |
| £100,001 to
£150,000 |
£135 |
£230 |
| £150,001 to
£200,000 |
£165 |
£235 |
| £200,001 to
£250,000 |
£200 |
£250 |
| £250,001 to
£300,000 |
£225 |
£300 |
| £300,001 to
£350,000 |
£255 |
£370 |
| £350,001 to
£400,000 |
£295 |
£370 |
| £400,001 to
£500,000 |
£355 |
£370 |
| £500,001 to
£600,000 |
£420
|
£405 |
| £600,001 to
£700,000 |
£490 |
£435 |
| £700,001 to
£800,000 |
£540 |
£485 |
| £800,001 to
£900,000 |
£600 |
£525 |
| £900,001 to
£1m |
£670 |
£555 |
| £1m -
£1.5m |
£970 |
By
negotiation |
|
Buildings insurance administration fee
one off fee if buildings insurance is not
arranged through Legal & General
|
£30 |
| Telegraphic transfer
fee |
£15 |
| Higher lending
charge |
None |
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Mainstream tracker product full
details
Additional information
Available to employed and self-employed applicants
Available to first time buyers
All products are portable
Arrangement fee can be added to the loan
Reversionary rate:
- up to 75% LTV - 4.75% (BBR+4.25%)
- up to 85%
LTV - 5.25% (BBR+4.75%)
Remortgage maximum LTV's:
| Remortgage type |
Maximum LTV |
| Home improvements |
85% |
| £ for £ |
85% |
| Capital raising |
75% |
| Debt consolidation |
75% |
Early repayment charges (ERC)
| 2 year tracker |
2% in year 1, 1% in year 2
|
Loan details
| |
Minimum loan amount |
Maximum loan amount |
Minimum term |
Maximum term |
| Purchase |
£25,001 |
£1,000,000 up to 60% LTV
£750,000 up to 70% LTV
£500,000 up to 85% LTV
|
5 years |
40 years** |
| Remortgage £ for £ |
£25,001 |
£1,000,000 up to 60% LTV
£750,000 up to 70% LTV
£500,000 up to 85% LTV
|
5 years |
40 years** |
| Remortgage Home Improvements |
£25,001 |
£1,000,000 up to 60% LTV
£750,000 up to 70% LTV
£500,000 up to 85% LTV
(with supporting estimates)
|
5 years |
40 years** |
| Remortgage Capital Raising |
£25,001 |
£1,000,000 up to 60% LTV
£750,000 up to 70% LTV
£500,000 up to 75% LTV
Not available up to 85% LTV
|
5 years |
40 years** |
| Remortgage Debt Consolidation |
£25,001 |
£1,000,000 up to 60% LTV
£750,000 up to 70% LTV
£500,000 up to 75% LTV
Not available up to 85% LTV
|
5 years |
40 years** |
**Subject to maximum age criteria. If the term of the mortgage
goes beyond the projected retirement age as declared by the
applicant, Platform will decline the application or exclude this
income for joint applications.
Minimum/Maximum age
Minimum age is 18 at application.
Maximum age is 75 at the end of the term.
Fees
Introducer fee - 0.35%
| Property valuation |
Valuation fee |
Additional home buyer fee |
| AVM |
£20 |
N/A |
| Up to £75,000 |
£105 |
£220 |
| £75,001 to £100,000 |
£115 |
£220 |
| £100,001 to £150,000 |
£135 |
£230 |
| £150,001 to £200,000 |
£165 |
£235 |
| £200,001 to £250,000 |
£200 |
£250 |
| £250,001 to £300,000 |
£225 |
£300 |
| £300,001 to £350,000 |
£255 |
£370 |
| £350,001 to £400,000 |
£295 |
£370 |
| £400,001 to £500,000 |
£355 |
£370 |
| £500,001 to £600,000 |
£420
|
£405 |
| £600,001 to £700,000 |
£490 |
£435 |
| £700,001 to £800,000 |
£540 |
£485 |
| £800,001 to £900,000 |
£600 |
£525 |
| £900,001 to £1m |
£670 |
£555 |
| £1m - £1.5m |
£970 |
By negotiation |
|
Buildings insurance administration fee
one off fee if buildings insurance is not
arranged through Legal & General
|
£30 |
| Telegraphic transfer fee |
£15 |
| Higher lending charge |
None |
Free Standard Legals
Includes title insurance and conveyancing and removes the need
for local, mining and mineral searches. Only available on
applicable remortgage products. Platform will instruct one of our
panel solicitors. Title insurance protects the lender in the event
of a defect of title.
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