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Product history 2013

Date of product change

Summary of changes

Monday 2 December

 

Deadlines

 

Clickdecision and kfis

5pm Friday 29 November

 

Applications

5pm Friday 29 November

Mainstream
Fixed end dates extended

New product codes issued for all products
£550 fee option product removed
Remortgage only rate removed

 

Almost Prime
All products withdrawn

 

Buy to Let
Fixed end dates extended

New product codes issued for all products
Free Valuations removed for BTL

Friday 27 September

 

Deadlines

 

Clickdecision and kfis

5pm Thursday 26 September

 

Applications

5pm Thursday 26 September

Mainstream

Fixed end dates extended

New product codes issued for all products

 

Almost Prime

Fixed end dates extended

New product codes issued for all products

 

Buy to Let

Fixed end dates extended

New product codes issued for all products

Monday 29 July

 

Deadlines

 

Clickdecision and kfis

5pm Friday 26 July

 

Applications

5pm Friday 26 July

General

As previously communicated we will be making various changes to our Lending Policy, full details will be available on our website from Monday.

Mainstream

New product codes issued for all products

Almost Prime

New product codes issued for all products

Buy to Let

New product codes issued for all products

Tuesday 2 July

 

Deadlines

 

Clickdecision and kfis

5pm Monday 1 July

 

Applications

5pm Monday 1 July

Mainstream
Rates amended across the full range
Fixed end dates extended

New product codes issued for all products

Buy to Let 

Rates amended across the full range
Fixed end dates extended

New product codes issued for all products

Wednesday 1 May

 

Deadlines

 

Clickdecision and kfis

5pm Tuesday 30 April

 

Applications

5pm Tuesday 30 April

Mainstream

2 Year Fixed Rates reduced by 0.04% at 60% & 70% LTV

3 Year Fixed Rates reduced by up to 0.10% at 60% LTV

3 Year Fixed Rates reduced by 0.06% at 70% LTV

New product codes issued for all products

 

Buy to Let

2 Year Fixed Rates reduced by up to 0.20% at 60% & 65% LTV

2 Year Tracker Rates reduced by up to 0.14% 60% & 65% LTV

New product codes issued for all products

 

Almost Prime

New product codes issued for all products

 

Tariff of Charges

Discharge fee reduced to £106

Title management fee reduced to £54

Monday 8 April

 

Deadlines

 

Clickdecision and kfis

Close of business Sunday 7 April

 

Applications

Close of business Sunday 7 April

Mainstream

Fixed term end dates extended

New product codes issued for all products

 

Buy to Let

Fixed term end dates extended

New product codes issued for all products

Monday 18 March

 

Deadlines

 

Clickdecision and kfis
5pm Friday 15 March

 

Applications
5pm Friday 15 March

Mainstream

65% LTV Cashback products now available at 70% LTV

2 Year Fixed Rates reduced by up to 0.11%

3 Year Fixed Rates reduced by up to 0.19%

5 Year Fixed Rates reduced by up to 0.10%

New product codes issued for all products

 

Buy to Let

£250 Cashback now available on selected products

2 Year Fixed Rates reduced by up to 0.29%

2 Year Tracker Rates reduced by up to 0.29%

New product codes issued for all products

 

Friday 1 March

 

Deadlines

 

Clickdecision and kfis
5pm Thursday 28 February

 

Applications
5pm Thursday 28 February

Mainstream

2 Year Fixed Rates reduced by up to 0.11%

5 Year Fixed Rates at 75% LTV reduced by up to 0.12%

Free First Valuation for Purchase now available on Mainstream Tracker Products

New product codes issued for all products

Fixed end dates extended to 31 May

 

Buy to Let

New product codes issued for all products

Fixed end dates extended to 31 May

 

Tuesday 12 February

 

Deadlines

 

Clickdecision and kfis
5pm Monday 11 February

 

Applications
5pm Monday 11 February

Mainstream

New cashback products at 80% LTV

2 year fixed rates reduced by 0.16%

3 year fixed rates reduced by 0.26%

5 year fixed rates reduced by 0.14%

New product codes issued for all products

 

Buy to Let

New Fixed and Tracker rates at 75% LTV

2 Year Fixed rates reduced by up to 0.44%

2 Year Tracker rates reduced by up to 0.99%

New product codes issued for all products

 

Friday 18 January

 

Deadlines

 

Clickdecision and kfis
5pm Thursday 17 January


Applications
5pm Thursday 17 January

 

Mainstream
New 2 year fixed rate with £950 fee
2 year fixed rates reduced by 0.21%
3 year fixed rates reduced by 0.20%
5 year fixed rates reduced by 0.30%

Mainstream Highlights
85% LTV range with NO arrangement fee
2 Year Fixed reduced by 0.21% to 3.90% with a £0 arrangement fee
3 Year Fixed reduced by 0.20% to 4.25% with a £0 arrangement fee
5 Year Fixed reduced by 0.30% to 4.49% with a £0 arrangement fee

Cashback products
New 2, 3 and 5 year Fixed rates with £250 cashback

Buy to Let
New £2450 Fee Options
Existing fixed rate products reduced by up to 0.90%
New product codes issued for all products

Incentives
Free first standard mortgage valuation for Purchase and Remortgage
available with all fixed rate products if using our recommended solicitors and surveyors
Free standard legals for remortgage
£250 Cashback available on selected products

Friday 04 January 

 

Deadlines

 

Clickdecision and kfis
5pm Thursday 03 January


Applications
5pm Thursday 03 January

Product changes

Mainstream

Fixed rate end dates extended to 31 March
New product codes issued for all products
2 year fixed rates reduced by up to 0.24%
3 year fixed rates reduced by up to 0.20%
5 year fixed rates reduced by up to 0.25%

 

Buy to Let

New product codes issues for all products

Fixed rate end dates extended to 31 March

 

 

Product history 2012 >



 

 

 

 

 

 

 

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Product history 2012 >

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