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Product history 2014

Date of product change

Summary of changes

Monday 8 December

 

Deadlines

 

Clickdecision and KFI's

5pm Friday 5 December

 

Applications

5pm Friday 5 December

Mainstream       

2 year fixed rate products reduced by up to 0.30%

3 year fixed rate products reduced by up to 0.40%

5 year fixed rate products reduced by up to 0.35%

2 year tracker rate products reduced by up to 0.30%

Fixed end dates extended until 31 March

New product codes issued for all products

Buildings Insurance Fee removed for new applications received after 08 December

 

Buy to Let          

2 year fixed rates with arrangement fee increased by up to 0.10%

Fixed end dates extended to 31 March

New product codes issued for all products

Buildings Insurance Fee removed for new applications received after 08 December

Wednesday 12 November Mainstream
2 year fixed rate products reduced by up to 0.15%
3 year fixed rate products reduced by up to 0.20%
5 year fixed rate products reduced by up to 0.25%
2 year tracker rate products reduced by up to 0.15%
New product codes issued for all products

 

Buy to Let
New product codes issued for all products

Monday 20 October

Mainstream 
2 year fixed rate products reduced by up to 0.20%
3 year fixed rate products reduced by up to 0.20%
5 year fixed rate products reduced by up to 0.25%
2 year tracker rate products reduced by up to 0.20%
Fixed end dates extended to 31 December
New product codes issued for all products

 

Buy to Let
2 year fixed rates reduced by up to 0.25%
3 year fixed rates reduced by up to 0.20%
5 year fixed rates reduced by up to 0.20%
2 year tracker rates reduced by up to 0.30%
Fixed end dates extended to 31 December
New product codes issued for all products

Monday 29 September

 

Deadlines

 

Clickdecision and KFI's

5pm Friday 26 September

 

Applications

5pm Friday 26 September

Mainstream 

2 year fixed rate products reduced by up to 0.25%

2 year fixed rate at 90% LTV reduced by 0.35%

3 year fixed rate at 90% LTV reduced by 0.10%

5 year fixed rate products reduced by up to 0.15%

5 year fixed rate at 90% LTV reduced by 0.10%

2 year tracker rate products reduced by up to 0.25%

New product codes issued for all products

 

Buy to Let

NEW 3 year fixed rates with £0, £999 and £1999 fee options

Existing 2 year and 5 year fixed rates reduced by up to 0.10% at 75% LTV

New product codes issued for all products

Friday 12 September

Mainstream 

Mainstream 2 Year Fixed 60% LTV products:

2 Year Fixed rate priced at 1.89% with £999 arrangement fee & £150 cashback

2 Year Fixed rate priced at 2.44% with £0 arrangement fee

Friday 5 September

 

Deadlines

 

Clickdecision and KFI's

5pm Thursday 4 September

 

Applications

5pm Thursday 4 September

 

Mainstream 
NEW 2 year, 3 year and 5 year fixed rates at 90% LTV with £0 arrangement fee

2 year fixed rate products reduced by up to 0.15%
3 year fixed rate products reduced by up to 0.10%
5 year fixed rate products reduced by up to 0.10%
2 year tracker rate products reduced by up to 0.15%
New product codes issued for all products

 

Buy to Let
2 Year Fixed rate products with £1,999 arrangement fee reduced by up to 0.25%
2 Year Fixed rate products with £999 arrangement fee reduced by up to 0.30%
5 Year Fixed rate product with £1,999 arrangement fee reduced by 0.15% at 70% LTV
5 Year Fixed rate product with £999 arrangement fee reduced by 0.15% at 70% LTV
2 Year tracker rate products with £1,999 arrangement fee reduced by up to 0.15%
2 Year tracker rate products with £999 arrangement fee reduced by up to 0.35%
New product codes issued for all products

 

Tuesday 26 August Mainstream       

2 year fixed rates reduced by up to 0.15%

3 year fixed rates reduced by up to 0.15%

5 year fixed rates reduced by up to 0.20%

2 year tracker rates reduced by up to 0.15%

Fixed end dates extended until 30 November

New product codes issued for all products

 

Buy to Let

Selected 2 year fixed rates reduced by up to 0.10% at 60% & 65% LTV

5 year fixed rate at 60% LTV £1999 Fee reduced by 0.05%

Selected 2 year tracker rates reduced by 0.10%

Fixed end dates extended to 30 November

New product codes issued for all products

Wednesday 6 August

Mainstream

2 year fixed rates reduced by up to 0.20%

3 year fixed rates reduced by up to 0.25%

5 year fixed rates reduced by up to 0.30%

2 year tracker rates reduced by up to 0.20%

New product codes issued for all products

 

Buy to Let

2 year fixed rates reduced by up to 0.30%

5 year fixed rates reduced by up to 0.20%

2 year tracker rates reduced by up to 0.20%

New product codes issued for all products

Wednesday 16 July

 

Mainstream

2yr fixed rates with £0 arrangement fee reintroduced

3yr fixed rates with £0 arrangement fee reintroduced

5yr Fixed rates with £0 & £999 arrangement fees reintroduced

Fixed rate products with £250 Cashback reintroduced

Tracker rate products with £0 & £999 arrangement fees reintroduced

Tuesday 4 July

 

Deadlines

 

Clickdecision and KFI's

5pm Thursday 3 July

 

Applications

5pm Thursday 3 July

Mainstream

2yr Fixed rates increased by up to 0.35%

3yr Fixed rates increased by up to 0.35%

5yr Fixed rates increased by up to 0.30%

Fixed rate end dates extended to 30 September of the relevant year

New product codes issued for all products

 

Buy to Let

Fixed rate end dates extended to 30 September of the relevant year

New product codes issued for all products

Tuesday 17 June

 

Deadlines

 

Clickdecision and KFI's

5pm Tuesday 17 June

 

Applications

5pm Tuesday 17 June

Mainstream

Withdrawal of 2yr Fixed rates with £0 arrangement fee and £250 cashback products

Withdrawal of all 3yr Fixed rates

Withdrawal of 5yr Fixed rates with £0 and £999 arrangement fees and £250 cashback products

Withdrawal of all Tracker rate products

 

Buy to Let

Withdrawal of 2yr Fixed rates with £0 and £999 arrangement fees

Withdrawal of all 5yr Fixed rate products

Withdrawal of all Tracker rate products

Withdrawal of all Premier and Let to Buy products

Monday 16 June

 

Deadlines

 

Clickdecision and KFI's

6pm Saturday 14 June

 

Applications

6pm Saturday 14 June

Mainstream

Fixed rate end dates extended to 31 August of the relevant year

New product codes issued for all products

 

Buy to Let

Fixed rate end dates extended to 31 August of the relevant year

New product codes issued for all products

5pm Thursday 1 May

 

Deadlines

 

Clickdecision and kfis

5pm Thursday 1 May

 

Applications

5pm Thursday 1 May

Mainstream

NEW 5yr Fixed rates introduced with £1499 arrangement fee option

2yr Fixed rates at 60% LTV increased by 0.05%

All 3yr Fixed rates increased by 0.05%

Selected 5yr Fixed rates increased by up to 0.10%

Fixed rate end dates extended to 31 July of the relevant year

New product codes issued for all products

 

Buy to Let

NEW 5yr Fixed rates introduced with £1999, £999 and £0 arrangement fee options

NEW 2yr Fixed rates with £0 arrangement fee options

2yr Fixed rates at 60% LTV reduced by 0.35%

Fixed rate end dates extended to 31 July of the relevant year

New product codes issued for all products

6pm Saturday 12 April

 

Deadlines

 

Clickdecision and kfis

6pm Saturday 12 April

 

Applications

6pm Saturday 12 April

 Mainstream

New product codes issued for all products

 

Buy to Let

New product codes issued for all products

Monday 10 March

 

Deadlines

 

Clickdecision and kfis

6pm Saturday 8 March

 

Applications

6pm Saturday 8 March

Mainstream
Selected rates increased by up to 0.14% between 60% LTV & 80% LTV
2 Year Fixed rate 1.89% with a £999 arrangement fee, 60% LTV
3 Year Fixed rate 2.39% with a £999 arrangement fee, 60% LTV
5 Year Fixed rate 3.04% with a £999 arrangement fee, 60% LTV

Selected rates reduced by up to 0.11% at 85% LTV
2 Year Fixed rate 3.29% with a £0 arrangement fee, 85% LTV
3 Year Fixed rate 3.64% with a £0 arrangement fee, 85% LTV
5 Year Fixed rate 4.09% with a £0 arrangement fee, 85% LTV

Fixed end dates extended

New product codes issued for all products

 

Buy to Let
Selected rates reduced by up to 0.16%
2 year fixed rate at 2.94% with a £1,999 arrangement fee and £500 cashback, 60% LTV
2 year tracker rate at 2.74% with a £1,999 arrangement fee and £500 cashback, 60% LTV

Fixed end dates extended

New product codes issued for all products

Monday 10 February

 

Deadlines

 

Clickdecision and kfis

5pm Friday 7 February

 

Applications

5pm Friday 7 February

Mainstream
Rates reduced across all product durations
2 Year Fixed rates from 1.89%
3 Year Fixed rates from 2.25%
5 Year Fixed rates from 2.99%

Fixed end dates extended

Arrangement Fee options now £0 and £999
New product codes issued for all products

 

Buy to Let
Rates reduced across the range and cashback incentive increased to £500 on selected products
2 year fixed rates from 3.05%
2 year tracker rates from 2.85%

Fixed end dates extended

Buy to Let Arrangement Fee options now £999 and £1,999
New product codes issued for all products

 

Product history 2013 >



 

 

 

 

 

 

 

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