Important Cookie Information
(this message will appear only once)

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

 

Product history 2016

Date of product change

Summary of changes

Monday 14th November

Mainstream Change

-NEW 2 year fixed at 75% and 85% LTV with £0 arrangement fee and £250 cashback

-All other products remain unchanged

 

Friday 28 October

Mainstream Changes

- 2 year fixed rates reduced by up to 0.15%

- 3 year fixed rates reduced by up to 0.10%

- 5 year fixed rates reduced by up to 0.10%

- New product codes issued for all products

 

BTL Changes

- 2 year fixed rates reduced by up to 0.25%

- 3 year fixed rates reduced by up to 0.30%

- 5 year fixed rates reduced by up to 0.35%

- 2 year tracker rates reduced by up to 0.20%

- New product codes issued for all products

 

Friday 21 October

Mainstream

Withdrawal of:

- M876 2 year fixed rate at 90% LTV with £1499 arrangement fee

- M874 2 year fixed rate at 90% LTV with £299 arrangement fee

- All other products remain unchanged

 

BTL

- All products remain unchanged

 

Monday 26 September Mainstream Changes
- Selected 2 year fixed rates at 70%-90% LTV reduced by up to 0.10%
- 3 year fixed rates at 70%-90% LTV reduced by up to 0.20%
- 5 year fixed rates at 70%-90% LTV reduced by up to 0.20%
- Fixed end dates extended to 31 January
- New product codes issued for all products

 

BTL Changes

- 2 year fixed rates reduced by up to 0.30%

- 3 year fixed rates reduced by up to 0.60%

- 5 year fixed rates reduced by up to 0.60%

- 2 year tracker rates reduced by up to 0.25%

- Fixed end dates extended to 31 January

- New product codes issued for all products

 

Criteria Changes
- BTL Rental Calculation now 145% at a payrate of 5.5%

 

Friday 19 August
  • Mainstream Changes
    2 year fixed rates at 60%-85% LTV reduced by up to 0.10%
    3 year fixed rates at 60%-85% LTV reduced by up to 0.15%
    5 year fixed rates at 60%-85% LTV reduced by up to 0.20%
    Fixed end dates extended to 31 December
    New product codes issued for all products

 

BTL Changes
Fixed end dates extended to 31 December
New product codes issued for all products

Friday 15 July

Mainstream Changes

2 year fixed rates at 60%-85% LTV reduced by up to 0.15%

3 year fixed rates at 60%-85% LTV reduced by up to 0.10%

5 year fixed rates at 60%-85% LTV reduced by up to 0.20%

2 year tracker rates at 60%-85% LTV reduced by up to 0.10%

Fixed end dates extended to 31 October

New product codes issued for all products

 

BTL Changes

Fixed end dates extended to 31 October

New product codes issued for all products

 

Wednesday 22 June

Mainstream

NEW 2 Year Fixed rate product with £299 arrangement fee. Rates start at 1.79% at 60% LTV.

NEW 2 Year Fixed rate product with £299 arrangement fee and £250 cashback available at 90% LTV.

 

All other product options remain unchanged

Tuesday 31 May

Mainstream

Fixed rates at 60% LTV increased by 0.05% 

Fixed end dates extended to 31 August

New product codes issued for all products

 

Buy to let

Fixed rates at 70% and 75% LTV reduced by up to 0.15% 

Tracker rates at 70% and 75% LTV reduced by up to 0.10%

New product codes issued for all products

Thursday 12 May

Mainstream

2 year fixed rates with a 1,499 fee re-introduced 
3 year fixed rates with a £1,499 fee re-introduced  
5 year fixed rates with a £999 fee re-introduced 

                                                                                                 

All other product options remain unchanged

Tuesday 3 May

Mainstream

2 year fixed rates with a 999 arrangement fee between 60 and 85% LTV reduced by up to 0.15%
3 year fixed rates with a £999 arrangement fee between 60% and 85% LTV reduced by up to 0.15%

5 year fixed rates with a £999 arrangement fee between 60% and 85% LTV reduced by up to 0.15%

2 year tracker rates with a £999 arrangement fee  between 60% and 85% LTV reduced by up to 0.15%

Fixed end dates extended to 31 July

New product codes issued for all products

 

Buy to let

2 year fixed rates with £1,999 arrangement fee re-introduced

2 year fixed rate with £999 fee reduced by 0.10%

Fixed end dates extended 31 July

New product codes issued for all products

Tuesday 15 March

Mainstream

2 year fixed rates with £999 arrangement fee between 60% and 85% LTV increased by 0.05%

2 year fixed rates with £0 arrangement fee between 60% and 80% LTV increased by up to 0.10%

3 year fixed rates with £999 arrangement fee at 60% LTV increased by 0.05%

2 year tracker rates with £999 arrangement fee between 60% and 80% LTV increased by up to 0.20%

2 year tracker rates with £0 arrangement fee between 60% and 85% LTV increased by up to 0.15%

New product codes issued for all products

 

Buy to Let
2 year fixed rates with £999 arrangement fee increased by up to 0.15%
2 year tracker rates with £999 arrangement fee increased by 0.15%
2 year tracker rates with £1,999 arrangement fee increased by 0.15%
New product codes issued for all products

 

Tuesday 1 March

Mainstream

2 year fixed rate with £999 arrangement fee between 60% and 80% LTV

increased by 0.05%

Fixed end dates extended to 31 May of the relevant year
New product codes issued for all products

 

Buy to Let
2 year fixed rates with £999 arrangement fee at 70% LTV increased by 0.05%
2 year fixed rates with £999 arrangement fee at 75% LTV increased by 0.10%
Fixed end dates extended to 31 May of the relevant year
New product codes issued for all products

 

Exclusives
No new products

 

Tuesday 23 February

Mainstream

Withdrawal of fixed rate products with £1,499 arrangement fee
All other Mainstream products remain unchanged


 

Buy to Let

Withdrawal of 2 year fixed rate with £1,999 arrangement fee.
All other Buy to Let products remain unchanged

 

Tuesday 16 February

Mainstream

Selected 2 year fixed rates increased by up to 0.10%
5 year fixed rate at 75% LTV with £999 arrangement fee increased by 0.07%
M705, M706 and M712 replaced with M726, M727 and M728 respectively
All other products and product codes remain unchanged
Product end dates unchanged

 

Buy to Let
All Buy to Let products remain unchanged.

 

Monday 1 February

 

Pipeline deadlines

 

Clickdecision and KFIs - Products will be withdrawn from our website and all sourcing systems at COB Saturday 30th January.

 

Applications - must be received at Platform by COB Saturday 30th January and have a clickdecision. All applications must be accompanied by all items on our shopping list. New products will be available from Monday 1st February

 

Mainstream

NEW - Remortgage now available up to 90% LTV

5yr fixed rates with £0 arrangement fee reduced by up to 0.15%

5yr fixed rates with arrangement fees at 60% LTV reduced by 0.10%

2yr fixed rate at 60% LTV with arrangement fees reduced by 0.05%

2yr fixed rate at 90% LTV with £999 fee reduced by 0.15%

2yr fixed rate at 90% LTV with £1,499 fee increased by 0.05%

Extend fixed end dates to April of the relevant year

New product codes issued for all products

 

Buy to Let

2yr fixed rates reduced by up to 0.20%

2yr tracker rates reduced by up to 0.30%

3yr fixed rates reduced by up to 0.20%

5yr fixed rates reduced by up to 0.30%

Extend fixed end dates to April of the relevant year

New product codes issued for all products

 

Exclusives

End date extended to 30 April

New product code issued

 

 

Product history 2015 >



 

 

 

 

 

 

 

Click for calculator
Our award-winning online application system
 

Find out about clicktrack - online application tracking made simple >

Link to lending policy pdf