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Residential Products for Existing Customers– 60% LTV

You can see all of our Residential products for existing customers at 60% LTV below.

 

Alternatively, please use the following link to see all of our residential products for existing customers. See all of our rates.

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

Product Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code

2 year fixed

£1,249     1.09% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1073
2 year fixed £749 1.19% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1074
2 year fixed £0 1.64% 4.49% 3.8%

Year 1: 2%

Year 2: 1%

M1076
2 year tracker £999 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1093
2 year tracker £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1094
3 year fixed £1,249 1.49% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1077
3 year fixed £749 1.59% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1078
3 year fixed £0 1.89% 4.49% 3.6%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1079
5 year fixed £1,249 1.74% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1080
5 year fixed £749 1.89% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1081
5 year fixed £0 2.09% 4.49% 3.2%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1082

 

 

Representative example

 

A mortgage of £64,528 payable over 13 years & 9 months initially on a fixed rate for 5 years at 2.09% and then on our current variable rate of 4.49% variable for the remaining 8 years & 9 months would require 60 monthly payments of £450.29 and 105 monthly payments of £498.00.
 
The total amount payable would be £79,342.85 made up of the loan amount plus interest £14,815.34, and a product fee of £0.

 

The overall cost for comparison is 3.1% APRC representative.

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Quick Links

 

Call us on

01752 236 550

Monday - Friday, 8.30am - 5.30pm