Residential Products for Existing Customers– 75% LTV
You can see all of our Residential products for existing
customers at 75% LTV below.
Alternatively, please use the following link to see all of
Residential products for existing customers. See all of our rates.
Please note that all the rates displayed below are only
available for Residential product switches, if you wish to complete
any other variation such as borrowing additional funds, please
contact us on 01752 236 550.
| Product |
Product End Date |
Fee |
Initial Rate |
Reverting to our current Standard Variable Rate
|
Overall Cost for Comparison (APRC)
|
Early Repayment Charge (ERC)
|
Product Code |
|
2 year fixed
|
31/10/2019 |
£1,249 |
1.24% |
4.49% |
4.0% |
Year 1: 2%
Year 2: 1%
|
M1147 |
| 2 year fixed |
31/10/2019 |
£749 |
1.29% |
4.49% |
4.0% |
Year 1: 2%
Year 2: 1%
|
M1148 |
| 2 year fixed |
31/10/2019 |
£0 |
1.54% |
4.49% |
3.9% |
Year 1: 2%
Year 2: 1%
|
M1174 |
| 2 year tracker |
2 years from completion |
£999 |
1.34% |
4.49% |
4.0% |
Year 1: 2%
Year 2: 1%
|
M1167 |
| 2 year tracker |
2 years from completion |
£0 |
1.79% |
4.49% |
4.0% |
Year 1: 2%
Year 2: 1%
|
M1168 |
| 3 year fixed |
31/10/2020 |
£1,249 |
1.64% |
4.49% |
3.8% |
Year 1: 3%
Year 2: 2%
Year 3: 1%
|
M1151 |
| 3 year fixed |
31/10/2020 |
£749 |
1.74% |
4.49% |
3.8% |
Year 1: 3%
Year 2: 2%
Year 3: 1%
|
M1152 |
| 3 year fixed |
31/10/2020 |
£0 |
1.89% |
4.49% |
3.8% |
Year 1: 3%
Year 2: 2%
Year 3: 1%
|
M1153 |
| 5 year fixed |
31/10/2022 |
£1,249 |
1.84% |
4.49% |
3.4% |
Year 1: 5%
Year 2: 4%
Year 3: 3%
Year 4: 2%
Year 5: 1%
|
M1154 |
| 5 year fixed |
31/10/2022 |
£749 |
1.99% |
4.49% |
3.4% |
Year 1: 5%
Year 2: 4%
Year 3: 3%
Year 4: 2%
Year 5: 1%
|
M1155 |
| 5 year fixed |
31/10/2022 |
£0 |
2.09% |
4.49% |
3.4% |
Year 1: 5%
Year 2: 4%
Year 3: 3%
Year 4: 2%
Year 5: 1%
|
M1156 |
Representative example
A mortgage of £140,778 payable
over 19 years & 4 months initially on a fixed rate
for 3 years at 1.64% and then on our current variable rate of
4.49% variable for the remaining 16 years & 4 months
would require 36 monthly payments of £708.49 and 196
monthly payments of £877.63.
The total amount payable would be £198,805.73 made up of the loan
amount plus interest £58,027.73, and a product fee of £1,249.
The overall cost for comparison is
3.8% APRC representative.
|
YOUR HOME MAY BE REPOSSESSED IF YOU
DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE