Residential Products for Existing Customers– 75% LTV
For existing mortgage customers
You can see all of our Residential products for existing
customers at 75% LTV below.
Alternatively, please use the following link to see all of
Residential products for existing customers. See all of our rates.
Please note that all the rates displayed below are only
available for Residential product switches, if you wish to complete
any other variation such as borrowing additional funds, please
contact us on 01752 236 550.
| Product |
Product End Date |
Fee |
Initial Rate |
Reverting to our current Standard Variable Rate
|
Overall Cost for Comparison (APRC)
|
Early Repayment Charge (ERC)
|
Product Code |
|
2 year fixed
|
28/02/2021 |
£1,249 |
1.49% |
4.99% |
4.4% |
Year 1: 2%
Year 2: 1%
|
M1546 |
| 2 year fixed |
28/02/2021 |
£749 |
1.59% |
4.99% |
4.4% |
Year 1: 2%
Year 2: 1%
|
M1547 |
| 2 year fixed |
28/02/2021 |
£0 |
1.89% |
4.99% |
4.4% |
Year 1: 2%
Year 2: 1%
|
M1548 |
| 2 year tracker |
2 years from completion |
£999 |
1.59% |
4.99% |
4.4% |
Year 1: 2%
Year 2: 1%
|
M1561 |
| 2 year tracker |
2 years from completion |
£0 |
2.04% |
4.99% |
4.4% |
Year 1: 2%
Year 2: 1%
|
M1562 |
| 3 year fixed |
28/02/2022 |
£1,249 |
1.79% |
4.99% |
4.2% |
Year 1: 3%
Year 2: 2%
Year 3: 1%
|
M1549 |
| 3 year fixed |
28/02/2022 |
£749 |
1.89% |
4.99% |
4.2% |
Year 1: 3%
Year 2: 2%
Year 3: 1%
|
M1550 |
| 3 year fixed |
28/02/2022 |
£0 |
2.04% |
4.99% |
4.1% |
Year 1: 3%
Year 2: 2%
Year 3: 1%
|
M1551 |
| 5 year fixed |
29/02/2024 |
£1,249 |
1.94% |
4.99% |
3.7% |
Year 1: 5%
Year 2: 4%
Year 3: 3%
Year 4: 2%
Year 5: 1%
|
M1552 |
| 5 year fixed |
29/02/2024 |
£749 |
1.99% |
4.99% |
3.7% |
Year 1: 5%
Year 2: 4%
Year 3: 3%
Year 4: 2%
Year 5: 1%
|
M1553 |
| 5 year fixed |
29/02/2024 |
£0 |
2.19% |
4.99% |
3.7% |
Year 1: 5%
Year 2: 4%
Year 3: 3%
Year 4: 2%
Year 5: 1%
|
M1554 |
Representative example
A mortgage of £212,589.03 payable
over 22 years & 11 months initially on a fixed rate
for 2 years at 1.89% and then on our current variable rate of
4.99% variable for the remaining 20 years & 11 months
would require 24 monthly payments of £953.11 and 251
monthly payments of £1,269.01.
The total amount payable would be £341,416.64 made up of the loan
amount plus interest £128,827.61 and a product fee of £0.
The overall cost for comparison is
4.5% APRC representative.
|
YOUR HOME MAY BE REPOSSESSED IF YOU
DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Co-operative Bank p.l.c. is authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority (No. 121885). The
Co-operative Bank, Platform, smile and Britannia are trading names
of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street,
Manchester M60 4EP. Registered in England and Wales No.990937.
Credit facilities are provided by The Co-operative Bank p.l.c. and
are subject to status and our lending policy. The Bank reserves the
right to decline any application for an account or credit facility.
The Co-operative Bank p.l.c. subscribes to the Standards of Lending
Practice which are monitored by the Lending Standards Board.
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mobiles. Calls to 03 numbers cost the same as calls to numbers
starting with 01 and 02. Calls to 0845 and 0870 numbers cost 3p per
minute, plus your phone company’s access charge. Calls to 0844 and
0843 numbers cost 7p per minute, plus your phone company’s access
charge. Calls may be monitored or recorded for security and
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