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Residential Products for Existing Customers– 85% LTV

For existing mortgage customers

Intermediaries please click here >

 

You can see all of our Residential products for existing customers at 85% LTV below.

 

Alternatively, please use the following link to see all of our Residential products for existing customers. See all of our rates.

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

Product Product End Date Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code

2 year fixed

30/11/2019 £1,249     1.34% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1179
2 year fixed 30/11/2019 £749 1.39% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1180
2 year fixed 30/11/2019 £0 1.69% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1182
2 year tracker 2 years from completion £0 2.04% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1200
3 year fixed 30/11/2020 £1,249 1.74% 4.49% 3.9% Year 1: 3%

Year 2: 2%

Year 3: 1%

M1183
3 year fixed 30/11/2020 £749 1.84% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1184
3 year fixed 30/11/2020 £0 2.19% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1185
5 year fixed 30/11/2022 £1,249 2.09% 4.49% 3.7% Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1186
5 year fixed 30/11/2022 £749 2.19% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1187
5 year fixed 30/11/2022 £0 2.34% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1188

 

 

Representative example

 

A mortgage of £139,406 payable over 25 years & 1 months initially on a fixed rate for 3 years at 1.84% and then on our current variable rate of 4.49% variable for the remaining 22 years & 1 months would require 36 monthly payments of £578.56 and 265 monthly payments of £749.84.
 
The total amount payable would be £220,319.31 made up of the loan amount plus interest £80,913.30, and a product fee of £749.00.

 

The overall cost for comparison is 3.9% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 


 

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No.990937. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.

 

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