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Residential Products for Existing Customers

You can see all of our Residential products for existing customers below. Alternatively, please use the following links to display rates only available at your required Loan to Value.

 

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

 

Loan to Value Product Product End Date Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code
60%

2 year fixed

30/09/2019 £1,249     1.14% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1121
60% 2 year fixed 30/09/2019 £749 1.19% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1122
60% 2 year fixed 30/09/2019 £0 1.44% 4.49% 3.8%

Year 1: 2%

Year 2: 1%

M1124
60% 2 year tracker 2 years from completion £999 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1141
60% 2 year tracker 2 years from completion £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1142
60% 3 year fixed 30/09/2020 £1,249 1.49% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1125
60% 3 year fixed 30/09/2020 £749 1.59% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1126
60% 3 year fixed 30/09/2020 £0 1.89% 4.49% 3.6%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1127
60% 5 year fixed 30/09/2022 £1,249 1.69% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1128
60% 5 year fixed 30/09/2022 £749 1.79% 4.49% 3.2%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1129
60% 5 year fixed 30/09/2022 £0 2.09% 4.49% 3.2%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1130
70%

2 year fixed

30/09/2019 £1,249 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1121
70% 2 year fixed 30/09/2019 £749 1.29% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1122
70% 2 year fixed 30/09/2019 £0 1.54% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1124
70% 2 year tracker 2 years from completion £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1141
70% 2 year tracker 2 years from completion £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1142
70% 3 year fixed 30/09/2020 £1,249 1.59% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1125
70% 3 year fixed 30/09/2020 £749 1.69% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1126
70% 3 year fixed 30/09/2020 £0 1.89% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1127
70% 5 year fixed 30/09/2022 £1,249 1.84% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1128
70% 5 year fixed 30/09/2022 £749 1.94% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1129
70% 5 year fixed 30/09/2022 £0 2.09% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1130
75%

2 year fixed

30/09/2019 £1,249 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1121
75% 2 year fixed 30/09/2019 £749 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1122
75% 2 year fixed 30/09/2019 £0 1.54% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1124
75% 2 year tracker 2 years from completion £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1141
75% 2 year tracker 2 years from completion £0 1.79% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1142
75% 3 year fixed 30/09/2020 £1,249 1.64% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1125
75% 3 year fixed 30/09/2020 £749 1.74% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1126
75% 3 year fixed 30/09/2020 £0 1.89% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1127
75% 5 year fixed 30/09/2022 £1,249 1.89% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1128
75% 5 year fixed 30/09/2022 £749 1.99% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1129
75% 5 year fixed 30/09/2022 £0 2.09% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1130
80%

2 year fixed

30/09/2019 £1,249 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1121
80% 2 year fixed 30/09/2019 £749 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1122
80% 2 year fixed 30/09/2019 £0 1.69% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1124
80% 2 year tracker 2 years from completion £999 1.49% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1141
80% 2 year tracker 2 years from completion £0 1.89% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1142
80% 3 year fixed 30/09/2020 £1,249 1.69% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1125
80% 3 year fixed 30/09/2020 £749 1.79% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1126
80% 3 year fixed 30/09/2020 £0 2.04% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1127
80% 5 year fixed 30/09/2022 £1,249 1.94% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1128
80% 5 year fixed 30/09/2022 £749 2.04% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1129
80% 5 year fixed 30/09/2022 £0 2.19% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1130
85%

2 year fixed

30/09/2019 £1,249 1.44% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1121
85% 2 year fixed 30/09/2019 £749 1.49% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1122
85% 2 year fixed 30/09/2019 £0 1.74% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1124
85% 2 year tracker 2 years from completion £0 2.04% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1142
85% 3 year fixed 30/09/2020 £1,249 1.74% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1125
85% 3 year fixed 30/09/2020 £749 1.84% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1126
85% 3 year fixed 30/09/2020 £0 2.19% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1127
85% 5 year fixed 30/09/2022 £1,249 2.14% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1128
85% 5 year fixed 30/09/2022 £749 2.24% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1129
85% 5 year fixed 30/09/2022 £0 2.34% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1130
90%

2 year fixed

30/09/2019 £0 2.39% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1131
90% 2 year fixed 30/09/2019 £749 2.14% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1133
90% 2 year fixed 30/09/2019 £1,249 2.04% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1134
90% 3 year fixed 30/09/2020 £0 2.64% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1135
90% 3 year fixed 30/09/2020 £749 2.44% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1136
90% 3 year fixed 30/09/2020 £1,249 2.34% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1137
90% 5 year fixed 30/09/2022 £0 2.94% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1138
90% 5 year fixed 30/09/2022 £749 2.79% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1139
90% 5 year fixed 30/09/2022 £1,249 2.69% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1140

 

 

Representative example                             

 

A mortgage of £226,185 payable over 10 years & 3 months initially on a fixed rate for 2 years at 1.14% and then on our current variable rate of 4.49% variable for the remaining 8 years & 3 months would require 24 monthly payments of £1,949.30 and 99 monthly payments of £2,228.68.
 
The total amount payable would be £268,706.45 made up of the loan amount plus interest £42,521.45, and a product fee of £1249.00.

 

The overall cost for comparison is 3.4% APRC representative.

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Quick Links

 

Call us on

01752 236 550

Monday - Friday, 8.30am - 5.30pm