Important Cookie Information
(this message will appear only once)

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

 

Residential Products for Existing Customers

You can see all of our Residential products for existing customers below. Alternatively, please use the following links to display rates only available at your required Loan to Value.

 

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

 

Loan to Value Product Product End Date Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code
60%

2 year fixed

31/08/2019 £1,249     1.14% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1097
60% 2 year fixed 31/08/2019 £749 1.24% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1098
60% 2 year fixed 31/08/2019 £0 1.64% 4.49% 3.8%

Year 1: 2%

Year 2: 1%

M1100
60% 2 year tracker 2 years from completion £999 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1117
60% 2 year tracker 2 years from completion £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1118
60% 3 year fixed 31/08/2020 £1,249 1.49% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1101
60% 3 year fixed 31/08/2020 £749 1.59% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1102
60% 3 year fixed 31/08/2020 £0 1.89% 4.49% 3.6%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1103
60% 5 year fixed 31/08/2022 £1,249 1.74% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1104
60% 5 year fixed 31/08/2022 £749 1.89% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1105
60% 5 year fixed 31/08/2022 £0 2.09% 4.49% 3.2%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1106
70%

2 year fixed

31/08/2019 £1,249 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1097
70% 2 year fixed 31/08/2019 £749 1.34% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1098
70% 2 year fixed 31/08/2019 £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1100
70% 2 year tracker 2 years from completion £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1117
70% 2 year tracker 2 years from completion £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1118
70% 3 year fixed 31/08/2020 £1,249 1.59% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1101
70% 3 year fixed 31/08/2020 £749 1.69% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1102
70% 3 year fixed 31/08/2020 £0 1.94% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1103
70% 5 year fixed 31/08/2022 £1,249 1.84% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1104
70% 5 year fixed 31/08/2022 £749 1.99% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1105
70% 5 year fixed 31/08/2022 £0 2.14% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1106
75%

2 year fixed

31/08/2019 £1,249 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1097
75% 2 year fixed 31/08/2019 £749 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1098
75% 2 year fixed 31/08/2019 £0 1.74% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1100
75% 2 year tracker 2 years from completion £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1117
75% 2 year tracker 2 years from completion £0 1.79% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1118
75% 3 year fixed 31/08/2020 £1,249 1.64% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1101
75% 3 year fixed 31/08/2020 £749 1.74% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1102
75% 3 year fixed 31/08/2020 £0 1.99% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1103
75% 5 year fixed 31/08/2022 £1,249 1.94% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1104
75% 5 year fixed 31/08/2022 £749 2.04% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1105
75% 5 year fixed 31/08/2022 £0 2.24% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1106
80%

2 year fixed

31/08/2019 £1,249 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1097
80% 2 year fixed 31/08/2019 £749 1.39% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1098
80% 2 year fixed 31/08/2019 £0 1.84% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1100
80% 2 year tracker  2 years from completion £999 1.49% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1117
80% 2 year tracker 2 years from completion £0 1.89% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1118
80% 3 year fixed 31/08/2020 £1,249 1.79% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1101
80% 3 year fixed 31/08/2020 £749 1.89% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1102
80% 3 year fixed 31/08/2020 £0 2.14% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1103
80% 5 year fixed 31/08/2022 £1,249 2.04% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1104
80% 5 year fixed 31/08/2022 £749 2.14% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1105
80% 5 year fixed 31/08/2022 £0 2.34% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1106
85%

2 year fixed

31/08/2019 £1,249 1.44% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1097
85% 2 year fixed 31/08/2019 £749 1.54% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1098
85% 2 year fixed 31/08/2019 £0 1.99% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1100
85% 2 year tracker 2 years from completion £0 2.04% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1118
85% 3 year fixed 31/08/2020 £1,249 1.84% 4.49% 4.0%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1101
85% 3 year fixed 31/08/2020 £749 1.94% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1102
85% 3 year fixed 31/08/2020 £0 2.29% 4.49% 4.0%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1103
85% 5 year fixed 31/08/2022 £1,249 2.14% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1104
85% 5 year fixed 31/08/2022 £749 2.24% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1105
85% 5 year fixed 31/08/2022 £0 2.44% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1106
90%

2 year fixed

31/08/2019 £0 2.49% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1107
90% 2 year fixed 31/08/2019 £749 2.14% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1109
90% 2 year fixed 31/08/2019 £1,249 2.04% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1110
90% 3 year fixed 31/08/2020 £0 2.69% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1111
90% 3 year fixed 31/08/2020 £749 2.49% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1112
90% 3 year fixed 31/08/2020 £1,249 2.39% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1113
90% 5 year fixed 31/08/2022 £0 2.99% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1114
90% 5 year fixed 31/08/2022 £749 2.84% 4.49% 4.0%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1115
90% 5 year fixed 31/08/2022 £1,249 2.74% 4.49% 4.0%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1116

 

 

Representative example                             

 

A mortgage of £226,185 payable over 10 years & 3 months initially on a fixed rate for 2 years at 1.14% and then on our current variable rate of 4.49% variable for the remaining 8 years & 3 months would require 24 monthly payments of £1,949.30 and 99 monthly payments of £2,228.68.
 
The total amount payable would be £268,706.45 made up of the loan amount plus interest £42,521.45, and a product fee of £1249.00.

 

The overall cost for comparison is 3.4% APRC representative.

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Quick Links

 

Call us on

01752 236 550

Monday - Friday, 8.30am - 5.30pm