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Residential Products for Existing Customers

You can see all of our Residential products for existing customers below. Alternatively, please use the following links to display rates only available at your required Loan to Value.

 

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

 

Loan to Value Product Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code
60%

2 year fixed

£1,249     1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1025
60% 2 year fixed £749 1.34% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1026
60% 2 year fixed £0 1.68% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1028
60% 2 year tracker £999 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1045
60% 2 year tracker £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1046
60% 3 year fixed £1,249 1.59% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1029
60% 3 year fixed £749 1.69% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1030
60% 3 year fixed £0 1.94% 4.49% 3.6%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1031
60% 5 year fixed £1,249 1.89% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1032
60% 5 year fixed £749 2.04% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1033
60% 5 year fixed £0 2.13% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1034
70%

2 year fixed

£1,249 1.28% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1025
70% 2 year fixed £749 1.38% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1026
70% 2 year fixed £0 1.74% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1028
70% 2 year tracker £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1045
70% 2 year tracker £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1046
70% 3 year fixed £1,249 1.64% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1029
70% 3 year fixed £749 1.74% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1030
70% 3 year fixed £0 1.99% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1031
70% 5 year fixed £1,249 1.99% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1032
70% 5 year fixed £749 2.09% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1033
70% 5 year fixed £0 2.19% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1034
75%

2 year fixed

£1,249 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1025
75% 2 year fixed £749 1.39% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1026
75% 2 year fixed £0 1.79% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1028
75% 2 year tracker £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1045
75% 2 year tracker £0 1.79% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1046
75% 3 year fixed £1,249 1.69% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1029
75% 3 year fixed £749 1.79% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1030
75% 3 year fixed £0 2.04% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1031
75% 5 year fixed £1,249 2.04% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1032
75% 5 year fixed £749 2.14% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1033
75% 5 year fixed £0 2.33% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1034
80%

2 year fixed

£1,249  1.39% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1025
80% 2 year fixed £749 1.54% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1026
80% 2 year fixed £0 1.94% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1028
80% 2 year tracker £999 1.49% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1045
80% 2 year tracker £0 1.89% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1046
80% 3 year fixed £1,249 1.84% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1029
80% 3 year fixed £749 1.94% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1030
80% 3 year fixed £0 2.19% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1031
80% 5 year fixed £1,249 2.14% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1032
80% 5 year fixed £749 2.24% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1033
80% 5 year fixed £0 2.39% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1034
85%

2 year fixed

£1,249 1.54% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1025
85% 2 year fixed £749 1.64% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1026
85% 2 year fixed £0 2.09% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1028
85% 2 year tracker £0 2.04% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1046
85% 3 year fixed £1,249 1.89% 4.49% 4.0%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1029
85% 3 year fixed £749 1.99% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1030
85% 3 year fixed £0 2.34% 4.49% 4.0%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1031
85% 5 year fixed £1,249 2.24% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1032
85% 5 year fixed £749 2.34% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1033
85% 5 year fixed £0 2.49% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1034
90%

2 year fixed

£0 2.59% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1035
90% 2 year fixed £749 2.24% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1037
90% 2 year fixed £1,249 2.09% 4.49% 4.3%

Year 1: 2%

Year 2: 1%

M1038
90% 3 year fixed £0 2.79% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1039
90% 3 year fixed £749 2.59% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1040
90% 3 year fixed £1,249 2.49% 4.49% 4.2%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1041
90% 5 year fixed £0 2.99% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1042
90% 5 year fixed £749 2.84% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1043
90% 5 year fixed £1,249 2.74% 4.49% 4.0%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1044

 

 

Representative example                             

 

A mortgage of £226,185 payable over 10 years & 3 months initially on a fixed rate for 2 years at 1.24% and then on our current variable rate of 4.49% variable for the remaining 8 years & 3 months would require 24 monthly payments of £1,959.19 and 99 monthly payments of £2,230.82.
 
The total amount payable would be £269,156.10 made up of the loan amount plus interest £42,971.10, and a product fee of £1249.00.

 

The overall cost for comparison is 3.5% APRC representative.

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

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01752 236 550

Monday - Friday, 8.30am - 5.30pm