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Residential Products for Existing Customers

You can see all of our Residential products for existing customers below. Alternatively, please use the following links to display rates only available at your required Loan to Value.

 

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

 

Loan to Value Product Product End Date Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code
60%

2 year fixed

31/10/2019 £1,249     1.14% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1147
60% 2 year fixed 31/10/2019 £749 1.19% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1148
60% 2 year fixed 31/10/2019 £0 1.44% 4.49% 3.8%

Year 1: 2%

Year 2: 1%

M1174
60% 2 year tracker 2 years from completion £999 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1167
60% 2 year tracker 2 years from completion £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1168
60% 3 year fixed 31/10/2020 £1,249 1.49% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1151
60% 3 year fixed 31/10/2020 £749 1.59% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1152
60% 3 year fixed 31/10/2020 £0 1.89% 4.49% 3.6%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1153
60% 5 year fixed 31/10/2022 £1,249 1.79% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1154
60% 5 year fixed 31/10/2022 £749 1.84% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1155
60% 5 year fixed 31/10/2022 £0 2.09% 4.49% 3.2%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1156
70%

2 year fixed

31/10/2019 £1,249 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1147
70% 2 year fixed 31/10/2019 £749 1.29% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1148
70% 2 year fixed 31/10/2019 £0 1.54% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1174
70% 2 year tracker 2 years from completion £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1167
70% 2 year tracker 2 years from completion £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1168
70% 3 year fixed 31/10/2020 £1,249 1.59% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1151
70% 3 year fixed 31/10/2020 £749 1.69% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1152
70% 3 year fixed 31/10/2020 £0 1.89% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1153
70% 5 year fixed 31/10/2022 £1,249 1.84% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1154
70% 5 year fixed 31/10/2022 £749 1.94% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1155
70% 5 year fixed 31/10/2022 £0 2.09% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1156
75%

2 year fixed

31/10/2019 £1,249 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1147
75% 2 year fixed 31/10/2019 £749 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1148
75% 2 year fixed 31/10/2019 £0 1.54% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1174
75% 2 year tracker 2 years from completion £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1167
75% 2 year tracker 2 years from completion £0 1.79% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1168
75% 3 year fixed 31/10/2020 £1,249 1.64% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1151
75% 3 year fixed 31/10/2020 £749 1.74% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1152
75% 3 year fixed 31/10/2020 £0 1.89% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1153
75% 5 year fixed 31/10/2022 £1,249 1.84% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1154
75% 5 year fixed 31/10/2022 £749 1.99% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1155
75% 5 year fixed 31/10/2022 £0 2.09% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1156
80%

2 year fixed

31/10/2019 £1,249 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1147
80% 2 year fixed 31/10/2019 £749 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1148
80% 2 year fixed 31/10/2019 £0 1.69% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1174
80% 2 year tracker 2 years from completion £999 1.49% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1167
80% 2 year tracker 2 years from completion £0 1.89% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1168
80% 3 year fixed 31/10/2020 £1,249 1.69% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1151
80% 3 year fixed 31/10/2020 £749 1.79% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1152
80% 3 year fixed 31/10/2020 £0 2.04% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1153
80% 5 year fixed 31/10/2022 £1,249 1.94% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1154
80% 5 year fixed 31/10/2022 £749 2.04% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1155
80% 5 year fixed 31/10/2022 £0 2.19% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1156
85%

2 year fixed

31/10/2019 £1,249 1.34% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1147
85% 2 year fixed 31/10/2019 £749 1.39% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1148
85% 2 year fixed 31/10/2019 £0 1.69% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1174
85% 2 year tracker 2 years from completion £0 2.04% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1168
85% 3 year fixed 31/10/2020 £1,249 1.74% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1151
85% 3 year fixed 31/10/2020 £749 1.84% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1152
85% 3 year fixed 31/10/2020 £0 2.19% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1153
85% 5 year fixed 31/10/2022 £1,249 2.09% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1154
85% 5 year fixed 31/10/2022 £749 2.19% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1155
85% 5 year fixed 31/10/2022 £0 2.34% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1156
90%

2 year fixed

31/10/2019 £0 2.29% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1175
90% 2 year fixed 31/10/2019 £749 1.94% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1177
90% 2 year fixed 31/10/2019 £1,249 1.79% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1178
90% 3 year fixed 31/10/2020 £0 2.64% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1161
90% 3 year fixed 31/10/2020 £749 2.44% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1162
90% 3 year fixed 31/10/2020 £1,249 2.34% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1163
90% 5 year fixed 31/10/2022 £0 2.94% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1164
90% 5 year fixed 31/10/2022 £749 2.74% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1165
90% 5 year fixed 31/10/2022 £1,249 2.59% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1166

 

 

Representative example                             

 

A mortgage of £226,185 payable over 10 years & 3 months initially on a fixed rate for 2 years at 1.14% and then on our current variable rate of 4.49% variable for the remaining 8 years & 3 months would require 24 monthly payments of £1,949.30 and 99 monthly payments of £2,228.68.
 
The total amount payable would be £268,706.45 made up of the loan amount plus interest £42,521.45, and a product fee of £1249.00.

 

The overall cost for comparison is 3.4% APRC representative.

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

Quick Links

 

Call us on

01752 236 550

Monday - Friday, 8.30am - 5.30pm