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Residential Products for Existing Customers

You can see all of our Residential products for existing customers below. Alternatively, please use the following links to display rates only available at your required Loan to Value.

 

 

Please note that all the rates displayed below are only available for Residential product switches, if you wish to complete any other variation such as borrowing additional funds, please contact us on 01752 236 550.

 

 

Loan to Value Product Fee Initial Rate

Reverting to our current Standard Variable Rate

Overall Cost for Comparison (APRC)

Early Repayment Charge (ERC)

Product Code
60%

2 year fixed

£1,249     1.09% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1073
60% 2 year fixed £749 1.19% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1074
60% 2 year fixed £0 1.64% 4.49% 3.8%

Year 1: 2%

Year 2: 1%

M1076
60% 2 year tracker £999 1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1093
60% 2 year tracker £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1094
60% 3 year fixed £1,249 1.49% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1077
60% 3 year fixed £749 1.59% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1078
60% 3 year fixed £0 1.89% 4.49% 3.6%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1079
60% 5 year fixed £1,249 1.74% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1080
60% 5 year fixed £749 1.89% 4.49% 3.3%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1081
60% 5 year fixed £0 2.09% 4.49% 3.2%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1082
70%

2 year fixed

£1,249 1.19% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1073
70% 2 year fixed £749 1.29% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1074
70% 2 year fixed £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1076
70% 2 year tracker £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1093
70% 2 year tracker £0 1.69% 4.49% 3.9%

Year 1: 2%

Year 2: 1%

M1094
70% 3 year fixed £1,249 1.59% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1077
70% 3 year fixed £749 1.69% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1078
70% 3 year fixed £0 1.94% 4.49% 3.7%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1079
70% 5 year fixed £1,249 1.84% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1080
70% 5 year fixed £749 1.99% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1081
70% 5 year fixed £0 2.14% 4.49% 3.4%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1082
75%

2 year fixed

£1,249 1.19% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1073
75% 2 year fixed £749 1.29% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1074
75% 2 year fixed £0 1.74% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1076
75% 2 year tracker £999 1.34% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1093
75% 2 year tracker £0 1.79% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1094
75% 3 year fixed £1,249 1.64% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1077
75% 3 year fixed £749 1.74% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1078
75% 3 year fixed £0 1.99% 4.49% 3.8%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1079
75% 5 year fixed £1,249 1.94% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1080
75% 5 year fixed £749 2.04% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1081
75% 5 year fixed £0 2.24% 4.49% 3.5%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1082
80%

2 year fixed

£1,249  1.24% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1073
80% 2 year fixed £749 1.39% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1074
80% 2 year fixed £0 1.84% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1076
80% 2 year tracker £999 1.49% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1093
80% 2 year tracker £0 1.89% 4.49% 4.0%

Year 1: 2%

Year 2: 1%

M1094
80% 3 year fixed £1,249 1.79% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1077
80% 3 year fixed £749 1.89% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1078
80% 3 year fixed £0 2.14% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1079
80% 5 year fixed £1,249 2.04% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1080
80% 5 year fixed £749 2.14% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1081
80% 5 year fixed £0 2.34% 4.49% 3.6%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1082
85%

2 year fixed

£1,249 1.39% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1073
85% 2 year fixed £749 1.49% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1074
85% 2 year fixed £0 1.99% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1076
85% 2 year tracker £0 2.04% 4.49% 4.1%

Year 1: 2%

Year 2: 1%

M1094
85% 3 year fixed £1,249 1.84% 4.49% 4.0%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1077
85% 3 year fixed £749 1.94% 4.49% 3.9%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1078
85% 3 year fixed £0 2.29% 4.49% 4.0%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1079
85% 5 year fixed £1,249 2.14% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1080
85% 5 year fixed £749 2.24% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1081
85% 5 year fixed £0 2.44% 4.49% 3.7%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1082
90%

2 year fixed

£0 2.49% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1083
90% 2 year fixed £749 2.14% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1085
90% 2 year fixed £1,249 2.04% 4.49% 4.2%

Year 1: 2%

Year 2: 1%

M1086
90% 3 year fixed £0 2.69% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1087
90% 3 year fixed £749 2.49% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1088
90% 3 year fixed £1,249 2.39% 4.49% 4.1%

Year 1: 3%

Year 2: 2%

Year 3: 1%

M1089
90% 5 year fixed £0 2.99% 4.49% 3.9%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1090
90% 5 year fixed £749 2.84% 4.49% 4.0%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1091
90% 5 year fixed £1,249 2.74% 4.49% 4.0%

Year 1: 5%

Year 2: 4%

Year 3: 3%

Year 4: 2%

Year 5: 1%

M1092

 

 

Representative example                             

 

A mortgage of £226,185 payable over 10 years & 3 months initially on a fixed rate for 2 years at 1.09% and then on our current variable rate of 4.49% variable for the remaining 8 years & 3 months would require 24 monthly payments of £1,944.37 and 99 monthly payments of £2,227.60.
 
The total amount payable would be £268,481.73 made up of the loan amount plus interest £42,296.73, and a product fee of £1249.00.

 

The overall cost for comparison is 3.4% APRC representative.

 

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

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01752 236 550

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